Get Involved

We seem to be well-blessed with writers' clubs in the Nottingham area. Of course, we have a rich literary heritage around here with the likes of D.H. Lawrence and Alan Sillitoe. Whether that has anything to do with it I don't know.I'm a member of two clubs.Trowell Writers is a twenty minute walk from my house and takes place in the organiser's living room. Every other Monday we start by reading our...

Aswang in Panay Island

Panay Island consisted the provinces of Aklan, Antique, Capiz and Iloilo. The famous Aswang was said to be living in this part of the archipelago. Capiz was known for the flying vampires - manananggal, and Maria Labo was said to originate from this province. While in Iloilo, Tiniente Gimo is popular. Aklan and Antique was also...

Tiniente Gimo, the First Aswang

Why did I forgot this famous tale from Iloilo? It was so long since I started my blog, but then I forgot to make an article about Tiniente Gimo. I heard about him in my childhood days, of course, from my grand parents. Who is Tiniente GimoHe was called Tiniente (Spanish word which means Lieutenant) because he was actually a Tiniente del Barrio, or what Filipinos, in the present day, refer as the...

Foreclosure Confession: Why I had to tell my bank to Kiss My ...

...Have you (or someone you know) ever thought about letting or have let the bank foreclose on your house?  I have.  Seriously, in 2008 the economy was so bad that I reluctantly had to tell my bank to kiss my a**. Even though I knew it was going to kill my credit score, hurt my great long-term financial relationship...

Patent Bar--too lazy to ask?

As a mini-rant--I've applied to sit for the patent bar examination, as my imminent employment opportunities don't look so rosy. I've been out of school for nearly a year with no nibbles at my employment hook, and I'm starting to get even more irritated regarding my unemployed status (but that's okay, because I apparently take...

The Origins of Easter

Happy Easter!  My favorite thing about our modern holidays is there strange origins.  They never come from where we think they did.  History is a strange thing.  Here is my story about another pagain holiday wrapped in Christian paper and decorated with years of traditions no one understands.Holiday...

Financial Spring Cleaning Tips

... have you (or someone you know) ever thought about doing some Spring Cleaning with your Finances? I have.  It's SPRING!!! Yes! It's that time again.  Out with the old to make room for the new!  Spring is the season of newness!  Time to put away all of the winter clothes and blankets and bring out...

No H8

(Blog and pseudo-legal analysis to follow after I read each of the arguments in dept...

3 Ways to Sabotage Your Credit Score

...Have you (or someone you know) ever wondered why when you think you are doing everything right regarding your credit, your credit score still takes a dive? I have.  Don't worry.  You are not alone.  I have been asked about this by numerous consumers and almost all of my clients.  The Credit Score...

"It's what they DON'T report that HURTS!"

... Have you (or someone you know) noticed that there may be some accounts or positive information that is not reporting on your credit report that could help your credit score? Well, I have!   We may all be familiar with the fact that there might be incorrect information reporting on our credit reports that are hurting...

The Phantom Lion

The Cincinnati Zoo is the second oldest zoo in the nation.   It was founded in 1875 and featured a small collection of animals.   The zoo grew quickly and is now rated as one of the top five zoos in the nation and features a vast array of animals.  The zoo is also known for its architecture and is listed...

"Karen thought she needed to get second job. I told her NO!" - Here's why ...

... Have you (or someone you know) thought a second job would help solve your (or their) Cash Flow problems? Well, I have!Karen, a single mother and successful corporate executive, made good money (over $80,000 a year). When Karen started her coaching sessions with me, she told me that she was thinking about getting a second...

Bloody Mary in the Philippines

What is Bloody Mary?Bloody Mary is a legendary ghost or spirit conjured to reveal the future. She is said to appear in a mirror when her name is called multiple times. The Bloody Mary apparition may be benign or malevolent, depending on historic variations of the legend. The Bloody Mary appearances are mostly "witnessed" in...

Job Market...an update and some admissions

Let's be real. I'm not an eternal optimist per se, but I DO believe in doors opening and opportunities presenting themselves and all that Pollyanna bullshit. I believe in positive thinking, and I'm dogged in my approach in that if I'm kicked, I return for more. It's very difficult for me to accept defeat, although I'm very...

Choko's Attorney

Dear CounselI was Referred by George P. Kickliter and He told me to send the documents to you. I am currently living in Japan and Newberg live in the USA and the divorce decree is in the USA.We agreed under this Collaborative Law Agreement for a one time cash settlement of $914,000.00 usd to his credit,  he has paid me $104,000.00 usd but still owing $810,000.00 usd He is aware of my...

What Your Credit Score Actually Means

Tom Murphy owns and manages rental properties in one of the Top 25 markets in the United States. His rents range from $750 to $1200 a month, but every tenant must pass the same test before they get a key to the front door.“They've got to have a good credit score,” Tom told Debt.org. “I want...

Teaching Money and Credit Management - Whose Responsibility is it anyway?

In the United States, our school system requires all children to take and pass Reading, Writing, Arithmetic (I hated Geometry), a foreign language, Social Studies, Science, and in some schools they still require Physical Education.  However, it still baffles my mind that Money and Credit Management Education is NOT required. There...